New at FCSLA

Waiver of Premium

FCSLA is pleased to announce the availability of the Waiver of Premium Benefit Rider (WPR).  Beginning with new certificates sold on January 1, 2013 or later, this rider is available on the following products: 10 Pay Life, 20 Pay Life, Life Paid-Up at Age 85 and 20 Year Level Term.

Subject to the terms of the Rider, FCSLA will waive the payment of premium for the contract and any included rider in the event the Insured becomes totally disabled on or after the anniversary nearest the Insured's 18th birthday and prior to the anniversary nearest the Insured's 60th birthday.  Notice and proof of total disability must be provided before the waiver becomes effective.  Waiver of Premium Rider is only available on standard issue cases.

Please see the specific product brochure for more information regarding this rider and premium rates.

Branch and Producer Locator

Our Branch and Producer Locator is up and running! It is designed to help you locate Branches in your area, along with a Producer that will be able to assist you with your insurance or annuity needs.

Life Insurance and Annuity Applications

Life Insurance and Annuity Applications are now available to download on the Producer's Page. Answer a few question,s and you will get the application form (PDF) you need for immediate use.

FCSLA Life Insurance and Annuity Brochures

The FCSLA Life Insurance and Annuity Brochures are now available to download. They can be found under the Products Page or the Producer's Page.

New Forms Available on the Web

You can now download the following forms for your convenience:

• Electronic Fund Transfer for Annuity Deposits, Annuity Distribution and Life Insurance Premiums
• Nonqualified Section 1035 Tax Free Exchange Request for Life and Annuity
• Qualified IRA Transfer Request form

To find these forms and more, please visit the Forms Page or Producer's Page.

Just a reminder from the Dividend Department

Dividends must be $10.00 or more to receive an annual dividend check. If the dividend option was cash and is now under $10.00, it will automatically become the Option – Accumulate With Interest. This is only for those with dividends less than $10.00.

Issue ages are 0-90

Effective immediately, FCSLA has increased the issue age to 90 for the Single Premium Whole Life Plan. If you have any questions, please call 1-800-464-4642, ext. 1062.

Electronic Fund Transfer (EFT) - Payment Option

FCSLA proudly announces that you may pay your insurance premiums electronically. Payments, when due, would be processed by the Home Office directly from the member's bank account. Electronic payments are a fast, easy and safe way to pay premiums. Contact the billing department at extension 1026, for more details.

Fraternally Yours, Zenska Jednota is available online!

The official publication of FCSLA may be downloaded from our website. The full-color magazine provides information on the Society and financial reports for the Society. It profiles individual members and branches, and details many FCSLA programs.

Get your insurance license today!

FCSLA supports a recommender's compliance with state regulation by offering to reimburse license exam cost and the required continuing education costs. Rules and regulations regarding individual licensing and continuing education vary by state. A recommender should contact his/her state insurance department for specific current information, or you may call the Home Office for assistance.

FCSLA is saving documents electronically

FCSLA has integrated an electronic document filing system. You may have noticed preprinted barcodes on certain documents. The barcode aids in the filing and retrieval of those documents.