Welcome to the Producer's Page of the FCSLA website! This site is intended for professional producers representing our very fine company.
Albert E. Heiles,
CLU, ChFC, AEP, CRC, LUTCF
National Sales Manager
First Catholic Slovak Ladies Association is indeed a very special company. The objective of the company is found in our Mission Statement:
We provide financial security to our members while embracing our Catholic values and Slavic traditions.
And we have established a very clear Vision:
To be a Premier Fraternal Benefit Society that offers quality financial products and benefits.
Our society was formed in 1892. And 126 years later, we have over $957 million in assets and over 113,000 members. Now, we have opened our doors to all Christians and are no longer limited just to Catholics. In addition, we welcome families and individuals from all ethnic backgrounds. This is an example of our continual growth and development in terms of meeting the demands of the times.
We welcome professional producers to take our products into the marketplace. We have created very attractive life insurance and annuity products which are designed to meet the specific needs of those we serve. Our permanent life products include: Traditional Whole Life, 10 and 20 Year Pay Life and Single Premium Whole Life.
In addition, FCSLA offers a very unique 20 Year Term policy which can be issued up to age 80 and offers cash value in some cases.
Finally, FCSLA offers an excellent Youth Term policy which offers term life insurance protection at very low rates (as an example, a $50,000.00 death benefit for $50.00 per year) which can be converted to a traditional life product within a certain time period.
Of course, FCSLA offers excellent annuity products as well. We have 5, 7 and 10 Year annuity options with outstanding guaranteed and current crediting rates. Our Single Premium Immediate annuity is also unique in design, offering a fraternal solution for life-long guaranteed income.
One of the newest projects FCSLA has embraced is the FRIENDS and FAMILY Rewards Program. The intention of the program is twofold:
- To provide a cash incentive for members who introduce friends and family to the organization.
- To continue to stimulate growth of the society, so that we may provide protection and benefits to both new and existing members of FCSLA.
This opportunity provides our professional representatives with introductions to individuals who are interested in FCSLA membership, through the strength and security of our life insurance and annuity products.
FCSLA is here today and our intention is to be here tomorrow...and for a very long time after that. We are sincerely interested in working with experienced professional insurance producers who want to build long term relationships, and we welcome YOUR participation.
If I can answer any questions regarding our FCSLA products, please let me know.
Albert E. Heiles, Jr., CLU, ChFC, AEP, CRC, LUTCF
National Sales Manager
First Catholic Slovak Ladies Association
Office Phone: (800) 464-4642
Log on to Illustration System - FCSLA has created a special "Producer Gateway" to provide sales tools to our contracted agents and licensed producers.
Non-Conforming Illustration Form (39K
PDF*) - This form must be submitted with any life insurance application that
is not accompanied by a signed illustration matching the application.
Home Office Directory (PDF)
Ohio Insurance Guaranty Association Disclourse Statement (57KB PDF) - This form is to be included with all OHIO applications. Please make sure you send a signed copy of this form with all OHIO life insurance and annuity applications.
Notice to the Proposed Insured (25K PDF) -
The MIB Authorization form has changed. The new form will take effect on January 1, 2013. This new MIB Authorization form (form #: MIB-2012) must be included with all life insurance applications starting January 1, 2013. Any applications with the old MIB Authorization form ( Form #: MIB 2009) received after 1/1/13 will be returned with the new form.
New York: MIB
Notice to the Proposed Insured (25K PDF) - This form will also take effect on January 1, 2013. It must be included with all New York Life Applications starting January 1, 2013. Any applications received after 1/1/13 will be returned with the new form.
Insurance and Annuity Applications - Answer a few questions and you will
get the application form (PDF) you need for immediate use.
Welcome to FCSLA Brochure
Life Insurance Underwriting Guidelines
Chart (11K PDF*) - This document shows the medical information we require
for applicants based on issue age and amount of insurance applied for.
Single Premium Whole Life Modified Endowment Contract Acknowledgement Form (120K PDF*) is required to be submitted with all Single Premium Whole Life applications. One to the Home Office with application, one copy to applicant, one copy to agent.
PDF*) - This
document explains the suitability form requirements by state.
Annuity Suitability Form (14K
PDF*) - This form must be submitted with any annuity
application where required by the state.
Life Insurance Suitability
PDF*) - This form must be submitted with any life
insurance application where required by the state.
Replacement of Life Insurance or Annuity Forms - Click here to find the appropriate Replacement Form for your state. This form must
be submitted with any replacement application (life insurance or annuity).
One copy to the Home Office with application, one copy to applicant, one
copy to agent.
Sales Material Verification Form (37K
PDF*) - This form must be submitted with any
replacement application (life insurance or annuity). One copy to the Home
Office with application, one copy to applicant, one copy to agent.
2017 Commission Schedule (148K PDF)
2018 Commission Schedule (348K PDF)
Electronic Fund Transfer
Non-qualified Section 1035 Tax Free Exchange Request
- For Life (35K PDF*) - This form
is required if the applicant is surrendering a policy with another company
and using that surrender as a tax-free exchange to purchase a policy from
FCSLA. This form must be submitted with the Replacement of Life Insurance
or Annuities form.
- For Annuity (59K
PDF*) - This form is required if the applicant is surrendering a policy
with another company and using that surrender as a tax-free exchange to
purchase a policy from FCSLA. This form must be submitted with the Replacement
of Life Insurance or Annuities form.
Qualified IRA Transfer Request (58K
PDF*) - This form is required if the applicant is transferring qualified
monies (401K, IRA, Roth IRA, Simple IRA, SEP) and depositing to a qualified
HIPAA Authorization (97K PDF*) - This authorization
will be used to obtain medical records, if necessary, from the doctor(s)
listed on the back of the form.
Marketing and Sales Support:
Marketing Co-Op Flyer (4MB PDF)
Display Advertisement Library -
A collection of approved FCSLA ads you may use in your own print advertising. Please let
us know when you run any ads as both FCSLA and you have to keep copies of any ads you publish for 5 Years from the
date they are published.
* Adobe Reader is required to open and print
the documents on this page. If you do not already have Adobe Reader, it is
available as a free download from Adobe.)