A Message from FCSLA Management

The recent turmoil which has hit the financial markets is causing people great angst as they reexamine the safety of their personal investment holdings. As a member who holds either a life insurance or an annuity policy with us, you may naturally be wondering just how safe your investment with FCSLA is under these trying market conditions.

Here are some snapshots which serve to highlight the financial strength of FCSLA:

• Less than 2% of our assets are in the stock market.
• Meanwhile, the vast majority of our assets are in investment grade bonds.
• No more than 2% of our assets are invested in any one company.
• Our surplus stands at an all-time high of over $90 million.
  

The strong surplus position we have built, coupled with our philosophy of asset diversification, will enable us to weather any adverse impacts upon our portfolio, should they occur.

From the Great Depression through Enron and WorldCom, FCSLA has weathered many such financial “storms” throughout its proud 116 year history. With our conservative, high quality investment approach, you can rest assured that your hard earned money is safe with FCSLA during these tumultuous financial times!